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Group Benefits 2019 – Building a Culture of Wellness in Canada

When employers value and acknowledge the needs of their employees, productivity and profitability are the results. Of all the group benefit trends anticipated in 2019, a focus on wellness is expected to be a major factor in the Canadian market. Building a culture of wellness in Canada is playing an integral role in the success…
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Financial Education in the Workplace

Financial education should be a critical part of our public-school system. While calculus and trigonometry can be important depending on your chosen field, simple financial education is much more relevant to the entire population of young Canadians graduating high-school. Reforming our public education system aside, financial education in the workplace is the next best option…
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How Cancer Affects the Workplace

Hearing the word “cancer” from a doctor used to mean a short-term death sentence. However, now with fast rising survival rates, cancer is one of Canada’s fastest-growing chronic diseases. Most people don’t think of it as a “chronic disease.” We are used to hearing more about the death rates and end stages of the disease,…
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Health Spending Accounts and Traditional Health Insurance

There is a lot of confusion in the industry about the different types of group health benefits, what they cost and what is really the best option for a small business owner. The biggest confusion lies in the difference between Health Spending Accounts and traditional health insurance. To understand the difference, we first need to…
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New Details Emerge on the BC Employer Health Tax

As we discussed in our previous article about the new Employer Health Tax, the NDP government announced its new tax would take effect starting January 1st 2019.  The BC Employer health tax is designed to assist the government in eliminating MSP premiums paid by employees scheduled for January 1st, 2020. The government will be releasing…
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Is Medical Marijuana Included in Your Employee Benefit Plan?

With the legalization of recreational marijuana, business owners and insurers are cautiously exploring coverage for medical marijuana as well. Medical marijuana has been legal since 2001, and Canada is a pioneer in its use for a variety of ailments. However, is medical marijuana included in your employee benefit plan? Should it be and what does…
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Engage Your Employees when Making Benefit Plan Changes

It is important to engage your employees when making benefit plan changes to avoid turnover and show that you value their input. Giving employees a chance to share their views is important when making any benefit plan changes; whether you’re introducing new benefits, scaling back benefits or changing the design of your plan. Employees today…
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What are Flexible Benefits? Are they Beneficial?

In a world where everything is customizable, it’s not a shock that group benefits are becoming more flexible as well. In the world of group benefits, flexible benefits (or flex benefits) are considered to be the hot new product, whereas traditional benefits plans can seem boring and cumbersome. There are advantages and disadvantages to for…
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Employee Benefits Commonly Overlooked

Employee benefits are designed to keep employees happy, healthy and productive for the business. Most benefit plans contain your standard extended health and dental coverage, but there are many employee benefits commonly overlooked when developing an employee retention strategy. Here we will discuss some of the major overlooked benefits and how they can have a…
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