Blog

Should You Take Out an RRSP Loan this Year?

It’s that time of year again, RRSP season is upon us which means someone somewhere will talk to you about taking out an RRSP loan. Likely it will be the 16 year-old bank teller who will try and set up an appointment with an investment advisor in the bank. We all know how beneficial RRSP’s…
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New Year – New RRSP Season

The New Year is fast approaching, which means your local gym will be filled to capacity, chocolate sales will decline and the beginning of a new RRSP season will be upon us. The deadline for RRSP contributions (for the 2015 tax year) is February 29, 2016. Essentially 60 days into the New Year. You are…
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Vancouver Employee Benefit Plans

Vancouver Employee Benefit Plans What makes Vancouver employee benefit plans so important to your company’s bottom line? Rarely do we stop to wrap our minds around the tremendous impacts on productivity and the bottom line caused by a valuable team member being forced to miss multiple days at the office. Lost days are often due…
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Group Retirement Benefit Plans – Why You should Offer Them

As a follow up to our previous article on Group Benefits, we wanted to dive into the wonderful world of group retirement benefit plans. Any quality benefits package will include a comprehensive retirement plan as well, however many business owners in British Columbia, Alberta and Saskatchewan still do not have a decent group retirement option.…
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Why Should Small Businesses Offer Employee Benefits?

Why Should Small Businesses Offer Employee Benefits? You own a small business and employee benefits may be the last thing on your mind. Or perhaps you have considered offering employee benefits but there may be obstacles that stand in your way. So why should small businesses offer employee benefits? Let’s start with two main reasons…
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Advantages of Corporately Owned Life Insurance

What is corporately owned life insurance? Simply put it is a life insurance policy that is owned by an incorporated business instead of an individual. It has several purposes, the most common being the protection of a profitable business from the death of the owner or key employee. Corporately owned policies can also be used…
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Independent Life Insurance and Group Benefits Agents

Independent life insurance and group benefits agents provide an extremely valuable service to both families and business owners across western Canada. When it comes to purchasing personal life insurance or group benefits for your business, you have many options to choose from. You have the option of going directly to an underwriter (or bank), or…
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Advantages of Group Benefits Plans

ADVANTAGES OF GROUP BENEFITS PLANS To the Employer: • Premiums paid by the Employer are tax deductible as a business expense • With babyboomers retiring in the next 5 – 10 years, there will be a labour shortage; benefits are a way of attracting & retaining valuable employees • Benefits help meet competition in the…
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