Category Archives: Life Insurance

Family Life & Critical Illness Insurance in Abbotsford

Family life & critical illness insurance in Abbotsford is an important consideration for families within the area. A properly structured insurance program will ensure your family’s protection in the event your ability to earn a wage is compromised. However, when it comes to buying life and critical illness insurance, there are a variety of options…
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Why you shouldn’t Buy Mortgage Protection Insurance from your Bank

So you have purchased a new home and are going through the mountain of paperwork your bank has presented you, often overlooked is the simple line item of mortgage insurance. Everyone knows that when you borrow money from a bank, chances are they are going to want some sort of insurance coverage to protect them…
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How the Saskatchewan Tax Changes Affect Your Insurance Premiums

The Saskatchewan government is announcing a one percent increase to the provincial sales tax (PST) along with a number of other tax changes in their 2017-2018 budget. This change will affect your personal income and businesses. The Saskatchewan tax changes affect your insurance premiums as well. Officially effective March 23, 2017, the new Saskatchewan tax…
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How to Lower your Life Insurance Premiums

People are living much longer compared to just a few decades ago, but not necessarily healthier. This has led to a growing increase in health care costs that is creating a strain on our medical system and economy. There is growing evidence that suggest participating in a program like the BC Life Insurance Rewards Program…
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BC Life Insurance Rewards Program

DENT Benefits Consulting Ltd. is excited to announce the inception of a new BC life insurance rewards program, the first of its kind in Canada! To encourage healthy living, life insurance programs are now available on a point based system. Points can be redeemed to earn rewards and lower premiums on an annual basis. Rising…
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New Year’s Resolutions for your Business

Welcome to the year 2017! 2016 was a tough year for many business owners, with a struggling global economy, civil unrest and major political changes. However, we prefer to focus on the positive and moving forward we have compiled a list of New Year’s resolutions for your business. You can add these to your list…
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Why Successful Entrepreneurs have Large Life Insurance Policies

To some business owners, purchasing a life insurance policy can be a low priority compared to the many investment opportunities available that can help increase their wealth over time. Who needs insurance if you have lots of money right? This article will explain why even the most successful entrepreneurs have large life insurance policies. Successful…
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What You need to Know before Purchasing Life Insurance in BC

Life insurance in BC (and the rest of Canada) is a massive industry fueled by ever evolving insurance products and methods of transferring risk. There are several important variables to consider before purchasing your life insurance policy, but first a little history on insurance. Insurance dates back to early human societies such as the ancient…
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Using Life Insurance to Fund a Buy-Sell Agreement

Just like each individual should have a Will to distribute assets according to their wishes, every business should have a shareholder agreement, also referred to as a buy-sell agreement. A buy-sell agreement provides for the transfer of ownership in case of death, disability, retirement or disagreement. This agreement will help avoid potential disruptions in the…
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Legislation Changes for Corporate Life Insurance

Life insurance has been used as a tax efficient method of accumulating cash for some time now. However, there have been several legislation changes for corporate life insurance that you should be aware of. These new rules will reduce the amount of cash that can be tax sheltered within a life insurance policy. These new…
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