Category Archives: Group Benefits Blog

How Cancer Insurance can help you complete your Bucket List

Everyone has a bucket list, adventures that have so far eluded you in your busy lifestyle. Whether you want to air boat across an alligator-infested swamp, get a tattoo or jump out of a plane, one thing most people don’t include in their bucket list is cancer insurance. Cancer insurance is a key component of…
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Motivate Your Employees with a Taxable Spending Account

A taxable spending account (also known and lifestyle spending account, wellness account or personal spending account) is an excellent alternative to bonuses or other cash incentives. In addition to promoting a healthy lifestyle and increasing productivity, a taxable spending account (TSA) is considered a business expense that can be written off. Whereas a cash bonus…
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Why You Need Cancer Insurance in Canada

Cancer Insurance in Canada, also commonly referred to as critical illness insurance, is designed to transfer the risk of developing a life-changing illness. In addition to cancer, this type of insurance will also pay a benefit in the event you have a heart attack or stroke. So why should you purchase cancer insurance in Canada?…
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Health and Wellness Programs in the Workplace

Health and wellness programs should be part of an overall company strategy to promote healthy living in the workplace. Keep in mind, a health and wellness program might build off an existing health and safety program, but they are not the same thing. Unlike a health and safety program what has a legislative mandate (for…
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What You need to Know before Purchasing Life Insurance in BC

Life insurance in BC (and the rest of Canada) is a massive industry fueled by ever evolving insurance products and methods of transferring risk. There are several important variables to consider before purchasing your life insurance policy, but first a little history on insurance. Insurance dates back to early human societies such as the ancient…
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Top Group Retirement Package Myths for Small Business Owners

Small business owner’s account for 45% of Canada’s GDP and continue to be a leading source of economic growth in this country. Despite the massive impact they have in their communities and national economy, many small businesses are without an employer-sponsored group retirement package. Canada’s economy depends on small businesses as they are a major…
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Top Disability Insurance Myths

As a working professional or business owner you are a prime target for insurance companies selling the latest and greatest “peace of mind” product. It’s important to look past the “feel good” sales tactics and understand what you are really buying. If you are looking to purchase a disability insurance policy, you are looking to…
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How to Build a Competitive Corporate Benefits Package

Successful business owners are often judged on their profitability, sustainability and new products they bring to the marketplace. Another key factor is the health, wellness and overall satisfaction of their employees. Employee happiness is affected by salary, corporate culture, work/life balance and corporate benefits. If you are looking to improve employee satisfaction, productivity and retention;…
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The Biggest Employee Pension Plan Mistakes made by Business Owners

Offering an employee pension plan is a key components to any retention strategy. Whether you offer it to all employees or just executives, thinking that retirement funding is the sole responsibility of the employee is a short-sighted strategy. In the long-term, not having a comprehensive employee retirement package can result in higher turnover rates or…
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Employee Health Benefits – Insider Secrets

Many business owners in Canada have looked to new insurance carriers in order to reduce their premiums. Reducing costs wherever possible is usually a sound business strategy, but how many times have you seen a business owner get hit with a “first renewal” increase on their premiums? Perhaps you were enticed by better employee health…
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