Effective disability/WCB claims management essential if you are looking to reduce or better manage your insurance premiums. When an employee injures themselves on the job, just managing that employee’s workload can be a challenge, let alone managing the entire claim. Especially if you are the owner of a small to medium business, administrating a claim is often the most challenging part.
So what is the solution to managing injury claims in your business? Disability management services are available to business owners across Canada. This type of service simplifies the claims process for business owners and have a direct benefit to your bottom line. Here are some of the services available to you:
Rather than wading through the sea of government forms and red tape, a simple all-in-one management solution is available to you in the event of an injury claim. This includes submitting employer reports on your behalf; along with being your single point of contact between the physician, employee and WCB office.
Return to Work Programs
The longer your employee is claiming disability, the higher your premiums will be. Therefore it is in your (and your employees) best interest for the disability period to be as short as possible. Creating a return-to-work plan will set out a clear road map for you and your employee to follow. This way claims do not needlessly drag on, causing an unfair financial burden on you and the province’s health care system.
Should you require representation at an appeals hearing or tribunal, disability management services can assist you with complicated legal processes. Having someone by your side that knows the system is essential for protecting your business interests.
Every injury claim that is submitted to WCB will affect your business for the next 3-5 years. On average, companies are charged three times the cost of benefits paid through increased premiums and surcharges. Effective disability/WCB claims management starts with an overall assessment of your current level of risk.
If you are concerned about your business being at risk for costly WCB claims, we encourage you to contact the experts at DENT Benefits for a complimentary consultation and evaluation of your overall benefits strategy.
The information in this material is derived from various sources. Material is provided for general information and is subject to change without notice. Every effort has been made to compile this material from reliable sources; however, no warranty can be made as to its accuracy or completeness. Before acting on any of the above, please contact us for benefit, pension and insurance advice based on your corporate or personal circumstances.